Wedding Insurance
A wedding insurance is acquired to protect the couple, hosts and guest at the wedding ceremony. It is a growing industry and covers many aspect of the wedding ceremony that can make the couple incur costs. For a small amount of money, you can protect yourself against many forms of liabilities that can occur during and after your wedding ceremony.
Your wedding insurance can protect against disappointments. If your caterer refuses to prepare the food, your band fails to show up or your florist presents the wrong decoration, you are covered. For the premium you pay will entitle you to a substitute for whatever service you have missed even if it means substituting it a higher cost. It particularly protects you against instances where you can not recover your deposits paid to service providers like wedding planners, photographers or car rental companies.
You can get hurt during the wedding ceremony. The wedding hall or the reception venue can pose some injury to you. The insurance covers these kinds of accidents. Many people have argued that venues have insurance on their own but it is advisable to complement that with your specially arranged insurance so that in the event that the policy of the venue owner does not suffice, you can add up.
Aside the rental company refusing to honor its obligations, you can also get hurt in the course of being transported to and from the wedding venue. You may already have a motor insurance and the rental company would necessarily have one as well but it pays to have extra coverage on that day.
So these are what wedding insurance cover. They are extra protection you can take to avoid embarrassment and safeguard the investment, time and effort you have put into your wedding ceremony.
Find more advice on wedding planning and wedding vows. In addition you can get more information on wedding favors.
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